Compare SAS Amex cards: Classic vs Premium vs Elite

Which SAS EuroBonus American Express card fits you? Here are the differences in points earning, travel benefits, lounge access, and who each card suits best.

The card family side by side

	Classic	Premium	Elite
Position in the family	Entry card	Mid tier	Top card
EuroBonus earn rate	Lowest	Higher	Highest
Extra points with SAS	Yes	Yes	Yes – highest tier
Travel insurance	Basic	Extended	Most comprehensive
Lounge benefits	No	Limited	Yes, under card terms
Annual fee	Lowest	Middle	Highest
Best for	Flying once in a while	Regular travel within Europe	Long-haul flyers saving toward Brazil or the US

Which card should you pick?

Pick Classic if you are testing EuroBonus

Lowest fee and a simple way into EuroBonus. You collect points more slowly, but you avoid paying for benefits you never use.

Pick Premium if you fly Europe a few times a year

Better earning and extended travel insurance at a mid-tier fee. A sensible pick if most of your redemptions are 20,000–40,000-point European trips.

Pick Elite if you are aiming at long-haul

Highest earn rate, the most comprehensive travel benefits, and lounge access. On a Sweden–Brazil round-trip in economy at roughly 55,000–60,000 points, the welcome bonus alone normally covers the whole ticket.

Elite via Member Invite: 60,000 points

The current Elite welcome offer gives 60,000 EuroBonus points through an official Member Invite link once the conditions are met.

Apply via Member Invite

FAQ

Which SAS Amex card earns the most points?

Elite has the highest earn rate in the family and gives the most EuroBonus points per krona spent, followed by Premium and then Classic.

Which SAS Amex card includes lounge access?

Lounge benefits sit on the Elite card under its current terms. Classic has no lounge benefit and Premium is more limited.

Can I upgrade from Classic or Premium to Elite?

American Express handles switching between cards in the family, but the welcome bonus normally applies only to new cardmembers who have not held the same card before.

Full SAS Amex Elite guide How many points do you need?

This comparison describes how the cards relate to each other. Exact annual fees, earn rates and insurance terms are set by American Express and can change — always confirm the current terms before applying.

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